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Auto Accident Attorneys The long-term consequences of a crash could leave you with expensive medical bills, a diminished income and pain and suffering. The negligent party responsible for your accident should be liable to cover these costs. A skilled New York City auto accident lawyer can assist you in seeking complete compensation for all your losses. An attorney for car accidents can protect you against unwarranted insurance denials. Distracted driving Every driver has the duty to drive in a safe manner and be aware of the road. Distracted driving is dangerous for other road users. It is an important factor in collisions. If you've been injured by a driver who is distracted, you could be eligible for compensation. While many people think of texting and calling when they hear the term distracted driving It's actually anything that takes your hands off the wheel, eyes off the road, or takes your mind off the task at the present moment. This includes eating, reaching in the car to get items that you're not using, interacting with passengers, and adjusting dashboard controls like the radio or temperature. It can also involve personal grooming such as shaving or applying make-up. According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI) about 80 percent all crashes and 65 percent of near-collisions are caused by distracted driving. Even taking your eyes off of the road for five seconds when you're driving at 55 mph could increase the risk of your crash by a factor of two. An experienced attorney for auto accidents can help if you have been injured in an accident caused by a driver who was distracted. They will investigate your case and present most convincing arguments for compensation that includes covering all of your current and future expenses. Car crashes Car accidents can take on various forms, ranging from minor fender benders to massive head-on collisions. The kind of accident determines liability and the extent and extent of injuries to the victims and their financial losses. According to the National Highway Traffic Safety Administration's (NHTSA) statistics that driver errors are a major driver's fault in motor vehicle accidents. Even the tiniest distraction – flipping through radio stations making-up or looking at a map could result in an accident of serious severity. Other reasons for car accidents include speeding, reckless or drunk driving, bad weather conditions, inexperienced drivers or elderly drivers. A New York City car accident attorney can look over your case and identify the parties responsible and assess the severity of your financial losses and injuries. They can also negotiate an equitable settlement with the insurance company that is the defendant's. A seasoned auto accident attorney can assist you in obtaining the compensation you're due for your injuries and losses that include future and past medical costs as well as lost earnings, physical and emotional suffering, and many other damages. They can also make sure that your claim is covered by coverage for uninsured or sub-insured drivers, if needed. This is particularly crucial if the driver who is at fault is not insured or has only the minimum required under New York law. Underinsured or uninsured motorists Some drivers don't have insurance on their cars, while others have minimal coverage. It can be difficult to recover compensation if an under-insured or uninsured driver causes a collision. In these cases, you should have a skilled legal advocate who can help you meet your goals as well as the goals of the insurance company. When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is typically part of an insurance policy with full coverage, and can provide important insurance in the event of a major accident. The procedure for filing UIM/UM claims is similar the standard auto accident claim. It typically involves submitting copies of your medical bills as well as repairs to your vehicle. The insurance company will evaluate these and other documents to determine where your losses are within the limits of the other driver's coverage. It is recommended to speak with a New York City car accident attorney as soon as is possible following the accident and submit a UIM/UM claim right away, particularly when the other driver states that they don't have insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss. Property damaged If your car is damaged in an accident, you may get compensation through the insurance company of the party at the fault. Our lawyers can help file a claim for both economic and non-economic losses, including medical expenses and lost income. You may be entitled to compensation for the pain and discomfort you have experienced. We will take note of every physical evidence you have in your case. This includes taking photos of the accident scene, your property and any damage, such as cracks and dents. auto accident law firm redlands will collect copies of any accident or police reports, and will secure any essential witness information. The law in New York State is comparative negligence that means that even if found to be partly responsible for the accident, your damages will be reduced by the percentage of the liability you have been assigned. The defendant could also be found completely responsible for the accident and thus not entitled to any kind of compensation. It is not advisable to give any written or oral explanations to representatives of the insurance companies of the parties at fault since they could be used in court later against you. You should also visit a doctor as soon possible following the incident. Certain injuries may take time to show and may be used against you in court if you try to claim compensation.